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萝莉少女鈥檚 Northern Colorado Center for Investigative Reporting (NCCIR) is dedicated to investigating topics, issues and stories of concern to the people of Northern Colorado. We are an ethical, experienced, audience-focused team of journalists empowered by the First Amendment and driven by a commitment to public service and the pursuit of the truth. NCCIR is nonprofit and nonpartisan. We produce fact-based and fact-checked journalism that is accessible and valuable to the communities we serve.

State regulators revoke license of a northern Colorado funeral home

A Google Maps screenshot shows a row of homes in Windsor with the location of a funeral home marked with a red dot.
Scott Franz
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Google Maps
A Google Maps screenshot shows the home where the McCoy Family Funeral Home is registered at 1992 E Seadrift Dr. in Windsor, Colorado. State regulators revoked the funeral home's license in October, alleging it was using subcontractors to perform services without telling clients.

The McCoy Family Funeral Home in Windsor lost its state license in October after state regulators alleged the business was using subcontractors for services without telling clients. State regulators also alleged that the business was registered at a residence and 鈥渄oes not have appropriate equipment or personnel to adequately provide the funeral services it contracts to provide.鈥

The business served Boulder, Weld and Larimer counties, . The "directions" page on the funeral home's website doesn't list an address for the business. Instead, it displays a map centered on a dentist office in Windsor. The business says it offers "everything from simple cremations to full-service funerals and memorials."

Regulators alleged no funeral services were being provided to the public at the registered business address.

A screenshot showing a stone house with a fence.
Courtesy/Google Maps
/
Google Maps
A screenshot from Google Street View shows the business address of the McCoy Family Funeral Home in Windsor, Colorado at 1992 E Seadrift Dr. in Windsor, Colorado. State regulators alleged the business doesn't provide funeral services at the address and "does not have appropriate equipment or personnel to adequately provide the funeral services it contracts to provide."

Records show business owner Annette McCoy didn鈥檛 attend a July hearing about the allegations and didn鈥檛 file a response to the charges before Colorado's Department of Regulatory Agencies decided to revoke her business license on October 24.

The funeral home's license was suspended in May following an investigation initiated by a complaint about the business. Records do not reveal the nature of the original complaint.

鈥淩espondent's failure to appear at the (hearing) on July 7, 2023, demonstrates a lack of interest in maintaining its registration to provide services as a funeral establishment in the State of Colorado,鈥 an administrative law judge wrote during the disciplinary proceedings.

McCoy told 萝莉少女 News Tuesday she missed that hearing because she stepped away from the business at the time to care for a sick relative. She also said she disputes the state鈥檚 allegation she wasn鈥檛 disclosing her use of subcontractors.

鈥淭hat is not true because if you use a subcontractor, if you use any type of outside service to do your cremation, you have to have the client sign the cremation form that belongs to that crematory for liability purposes,鈥 she said.

McCoy said she does use subcontractors for services, but that clients are told about the arrangements via those liability forms.

"Independent funeral homes generally help each other because so many of the funeral homes now, or funeral services, cremation businesses, whatever it is鈥攖here are very few left that are not major corporations," she said.

McCoy said she is considering an appeal.

鈥淚鈥檓 trying to weed through what happened at the moment, and why,鈥 she said. 鈥淚 am doing everything I can to rectify this.鈥

State regulators allege McCoy broke a section of the state鈥檚 Mortuary Science Code that says it is unlawful to 鈥渆ngage in willfully dishonest conduct or commit negligence in the practice of embalming, funeral directing, or providing for final disposition that defrauds or causes injury or is likely to defraud or cause injury.鈥

Regulators also claim a copy of her funeral contract they reviewed 鈥渄oes not include written notice to consumers specifying any subcontractors or agents routinely handling or caring for human remains.鈥

Scott Franz is an Investigative Reporter with 萝莉少女.
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